Since the 2026 Budget, how much you can borrow can depend on whether you buy a new build or an established property. Before you choose a property, it pays to know both figures.

Tell us a little about your plans below and we’ll refer you to an experienced finance broker who can help you with:

  • Your borrowing capacity for a new build versus an established property
  • Construction loans for house and land, including how progress payments work
  • Investment loans and refinancing
  • SMSF and commercial lending options

properT network does not provide credit or lending advice. Brokers we refer you to are independent and will assess your circumstances themselves.

Related reading: Borrow More, Buy Better: The New Build Advantages Most Investors Miss • The Power of Leverage